Please note that due to Government regulations our office hours may be reduced without notice. Currently, we operate a skeleton office staffing with most staff working remotely from home. For none urgent matters please email firstname.lastname@example.org as this may be quicker as all staff will be able to access this and ring you back. When the office is closed, an answerphone is operative and queries will be dealt with when next open.
As an Independent Financial Adviser authorised and regulated by the FCA we have full access to all the lenders. So whether you are an existing borrower or looking to purchase a new property then a phone call to us or simply emailing us your name and address could really save you money.
Taking out a mortgage is a pretty big step, whether you’re a first-time buyer, moving up the property ladder or investing in a buy to let. As one of the most sizeable loans you’ll ever take out, choosing the right type is essential.
By incurring a Lifetime ISA Government withdrawal charge you may get back less than you paid in.
Saving in a Lifetime ISA may affect your entitlement to current and future means tested benefits.
At Belmont Regency, we can guide you from day one throughout the whole process. From a fee-free meeting to discuss your needs, objectives and borrowing capacity, through to your moving in day. We will advise you on a suitable mortgage product, get a decision in principal, complete a full mortgage application with you, get you a mortgage offer, liaise with solicitors and offer support around your completion date. We can even get some buildings and contents cover put in place and some personal protection too! Quote buildings and contents or protection.
Our mortgage advisers can help you find the best deal when it comes to re-mortgaging. Whether this be a residential property or a buy to let property, speak to us to find the best deal available for you. Our whole of market access allows us to pick the best and suitable deal for you, and we will be there every step of the way until completion to help. We will also look at second charge lending for you as well, as this may be more suitable than a full re-mortgage. So, if you want to re-mortgage, why not visit our contact us page.
Second charge lending:
We can also advise on capital-raising options if you have equity in your property.
Using a mortgage for debt consolidation purposes may mean securing previously unsecured debt against your home, the total amount of credit secured against your home will increase and the total amount of interest you will pay back over the long term may increase.
At Belmont Regency, we have a wealth of knowledge when it comes to purchasing or developing properties. Whether you are purchasing a home for yourself, a buy to let property or want to step into the developing world, we can help.
Our fee for mortgage advice is £395.00.
The Financial Conduct Authority does not regulate taxation and trust advice, will writing and some aspects of buy to let mortgages, development finance and auction finance.
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Your maximum borrowing amount is£* *This is an indicative amount and may vary from lender to lender. You should not rely on this as an accurate figure of your maximum borrowing. This should be a starting point and you should seek advice to get a more accurate indication of your maximum borrowing amount. The calculator will calculate a maximum of 4.5 times income or 4.5 times joint income. Actual lender criteria may vary considerably. Your home may be repossessed if you do not keep up repayments on your mortgage.